How secure is Contactless Mobile?
Contactless Mobile payments are secure. You enjoy the same 100% fraud protection on Contactless Mobile payments as your normal contactless and Chip & PIN transactions.
In addition, the Contactless Mobile 'PIN to pay' feature allows you to ensure a PIN is required for every Contactless Mobile transaction (except when using Contactless Mobile with TfL).
For security purposes, you will occasionally be asked to log into the Barclaycard app to verify your identity.
If your Contactless Mobile device or Barclaycard is lost, stolen or misused by someone without your permission, you will not be liable for any loss on the credit card. If it is misused with your permission it is likely that you will be liable for all losses.