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When will my recent payment be reflected in my credit report?

Barclaycard collate all your account activity for the latest statement month to the Credit Reference Agencies (CRA) once a month. usually around the 15th of every month. The CRA's process this with the information received from other Financial Institutions. All the CRA's have slightly different upload processes, so it can vary how quickly they're able to update the credit records. On average it can take approximately 2 months.

If you'd like to know more about credit scores and ratings take a look at our webpage on understanding your credit history or have a look at our factsheetPDF

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