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Why was my request for a credit limit increase declined when my Experian Credit Score is good?

Credit Reference Agency data is just one of many factors taken into consideration when revising credit limits or lending additional funds. These factors  include information we receive from credit reference agencies and how you manage your accounts with us and other members of the Barclays Group. We consider how much credit is available to you in total (even if unused), your current and previous balances, payment history and any financial associations. This is to ensure that we act responsibly.

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