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Why was my credit limit increased when my Experian Credit Score isn’t good?

We would never offer you an increased credit limit to you if we were not totally assured that this was the right thing to do. In making this decision, Credit Reference Agency data is just one of many factors taken into consideration when revising credit limits or lending additional funds. These include  how you manage your accounts with us and other members of the Barclays Group. We consider how much credit is available to you in total (even if unused), your current and previous balances, payment history and any financial associations. This is to ensure that we act responsibly.

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