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What is your Experian Credit Report?

Your Experian Credit Report details your personal credit history from the last six years. It includes information on credit accounts you have held such as mortgages, credit cards, store cards and mobile phone contracts etc and also information on how well you have been managing those accounts. Lenders may use the information in your credit report to confirm your identity and assess how reliable a borrower you are based on your past credit management. Your Experian Credit Score, as provided to you though your Barclaycard Online Banking service is a guide help you understand how the information might be viewed by a lender but it does not include access to your Experian Credit Report or the broader Experian Credit Expert service.

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