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What do I need to do when the promotional offer expires?

When your promotional offer ends, you have a few options available to you. You can:

pay off your promotional balance in full – this way you’ll pay the least amount of interest
pay off as much of your promotional balance as you can – the remaining balance will be charged interest at your standard rate
transfer your balance to a different lender – but they may charge you for this

It’s really important that you think carefully about your repayments before applying for credit.

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