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What is a balance transfer?

A balance transfer lets you use the credit available from one credit card to pay off the balances due on one or more other credit cards. Usually the balance transfer interest rate is lower than the rate of the balance on the cards that are being paid off.

To see the available balance transfer offers on our products, simply click here.

If you're an existing customer you can apply for any transfer offers by logging into Barclaycard online servicing and selecting 'Money & balance transfers' under 'Transfers & offers' in the main menu.

To log in or register for Barclaycard online servicing, simply click here.

If you’d prefer, you can get in touch with our Customer Services Team and they’ll talk you through the options available to you.

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