What is Strong Customer Authentication (SCA)?

Strong Customer Authentication (SCA) provides more protection against fraud when you access your online accounts or shop online. Instead of being asked for one factor of identification like a password, SCA provides more protection as it uses two out of three possible factors of identification (sometimes referred to as 2 Factor ID) to confirm it really is you.

The three factors are - something you know (e.g. a password or PIN), something you are (e.g. a fingerprint), or something you have (e.g. a registered mobile phone).

Barclaycard have developed new secure processes so customers can continue to use online services and shop online easily and securely.