Why do I need PINsentry?

The Payment Services Directive 2 (or PSD2 for short) is part of European Union (EU) legislation that aims to make banking safer, more transparent and innovative. The legislation includes Strong Customer Authentication (SCA), which requires you to confirm it's you when you pay for things online. PINsentry is one of the options to help verify your identity, giving you greater security and peace of mind.

Instead of PINsentry you can choose to confirm it's you using a one-time verification we can text to your mobile phone, or the most convenient and easy way is by using our app - it's just a few taps and you're done.