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When will my recent payment be reflected in my credit report?

Barclaycard collects all of your account activity for the latest statement month to send to Credit Reference Agencies (CRA) once a month. This is usually done around the 15th of every month. They process the information received from other financial institutions. All the CRAs have slightly different upload processes so it can vary how quickly they're able to update the credit records. On average it can take approximately two months.

If you'd want to know more about credit scores and ratings, you can visit our webpage on understanding your credit history. Or, you can check out our factsheet at CRA Fact Sheet.

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