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What is my credit score or credit rating?

Your credit score or rating is a number Credit Reference Agencies give to you when assessing how good or limited your credit history is. The number doesn't always represent your eligibility, as lenders have their own way of evaluating the credit rating for each borrower.

If you want to know more about credit score and rating, head to our webpage on Understanding your credit history or check out our factsheet CRA Fact Sheet

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