What is your credit report?

Your credit report details your personal credit history from the last six years. It includes information on credit accounts you’ve held, such as mortgages, credit cards and mobile phone contracts, and also, how well you’ve been managing those accounts. Lenders may use the information in your credit report to confirm your identity, and assess how reliable a borrower you are, based on your past credit management.

Find out more information about credit scores here.