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If I make a cash withdrawal, will this be charged at the new rate following any Base Rate changes, just like new purchases?

Yes, cash withdrawals that you make will be charged at your simple cash interest rate. If this rate changes because the Base Rate has moved up or down, it'll take effect the day after your next monthly statement. You'll see a message about this change on the statement you receive from us.

Please remember that interest on cash withdrawals is charged on a daily basis until your cash balance is repaid in full.

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